More Coverage for Less Money
Save up to 100%* on monthly premiums when you choose a Cascade Silver plan.
*Actual percentages and amounts vary between households.
If you’ve lost your employer sponsored health insurance, you have options. When separating from a job, you may be offered COBRA. While COBRA is an option, you may find more cost-effective and comprehensive health plans, including Cascade Care Savings plans, on Washington Healthplanfinder.
What are my options?
Shop for a plan on Washington Healthplanfinder
Find a plan that suits your needs and see if you qualify for cost saving tax credits or Cascade Care plans available only on Washington Healthplanfinder.
Washington Apple Health (Medicaid)
You may be eligible for free or low-cost care through Apple Health.
COBRA
Often the most expensive option, COBRA is offered through your former employer and allows you to continue your job-based coverage for typically up to 18 months.
Can I get coverage now?
Yes! If you experience a loss of job-based health insurance, you are eligible to sign up for coverage.
When do I apply?
You have 60 days before or after your employer coverage ends to sign up for a plan on Washington Healthplanfinder.
Enrollment is offered year-round for families who qualify for free or low-cost coverage through Washington Apple Health (Medicaid).
Tip: Sign up in the month that your employer coverage ends.
Where do I apply?
Create or log into your Washington Healthplanfinder account, use the WAPlanfinder mobile app, or contact our free local assistance for help signing up.
How do I apply?
When applying, report that you have had a ‘loss of other coverage’ on your Washington Healthplanfinder application.
When filling out the application, enter the last day of your employer coverage, review your plan options, and select a new plan.
Frequently Asked Questions
If you enroll in COBRA and voluntarily decide to end your COBRA coverage early, you will not be eligible to apply for coverage through Washington Healthplanfinder.
If during your COBRA coverage, you experience a change in circumstance that makes your COBRA plan less affordable, you may qualify for a special enrollment period through Washington Healthplanfinder.
At the end of your COBRA coverage, you can enroll in Washington Healthplanfinder coverage. You have up to 60 days before and after your COBRA coverage end date to enroll.
While signing up for coverage, you are asked whether you received any unemployment income and enter the benefit amount on the application. Unemployment benefits are distributed weekly in Washington State.
You can view your weekly unemployment benefit amount by logging onto your SecureAccess account on the Employment Security Department website.
Washington Healthplanfinder offers many ways to save on premium and out-of-pocket costs.
Your eligibility results show if you qualify for these savings. The amount and type you qualify for will depend on your situation.
If you are outside the 60-day window, you will need to wait until the next open enrollment to apply for health coverage unless there is another qualifying life event which opens a special enrollment period.
Enrollment is offered year-round for families who qualify for free or low-cost coverage through Washington Apple Health (Medicaid).
Resources
Language Support
We offer support in over 200 languages at no cost to you. This includes interpreters, materials and more.
Support in Your Area
Brokers around the state provide support with getting coverage. They can answer your questions and help you enroll.
Contact Us
Still have questions? Find the answers you need, contact info and more in our Support Center.
